ChatGPT pricing in 2026 covers eight pricing plans plus pay-per-token API access: Free at $0, Go at $8/month, Plus at $20/month, Pro at $100, $200 or $500/month, Business at $25/user/month, and Enterprise on custom pricing. No existing plan price has moved since April 2026, but OpenAI added Pro $500 on September 29 and what each plan buys has changed. GPT-6 Astra now answers in standard chat as GPT-6 Pro on every Pro tier, Business and Enterprise; Plus gets Astra in ChatGPT Work and Codex rather than in Chat, and answers ordinary chats on GPT-5.6 Sol; Free and Go stay on GPT-5.6 Luna with unlimited text chats.
Four changes since then matter more than the price list. GPT-6 Sol and GPT-6 Luna arrived on 22 September 2026 in ChatGPT Work and Codex, and OpenAI’s own documentation says they are not available in Chat; Free and Go get GPT-6 Luna in the desktop app as it rolls out. GPT-5.5 retires from ChatGPT, ChatGPT Work and Codex on every plan on 14 October 2026, which does not affect the API. And Sora is gone: the app shut down on April 26, 2026 and the API was switched off on September 24, 2026, so no subscription includes video generation any more. And on 29 September 2026 OpenAI added Pro $500 and reopened Pro $200 to new sign-ups, which it had paused on 10 September, at a lower allowance for new subscribers. Plus remains the most popular option at $20/month, while the Pro lineup covers heavy personal use at $100/month, power-user workflows at $200/month and the highest usage at $500/month.
Choosing the right plan can save you hundreds of dollars a year, or cost you in missed features if you pick too low. This guide breaks down every plan available as of October 2026, including exact prices, model access, feature limits, and how ChatGPT stacks up against alternatives like Claude, Gemini, and Fello AI. For the full subscription side-by-side across every major AI tool, see our complete AI pricing comparison.
The Key Takeaways
- GPT-6 Pro, powered by GPT-6 Astra, answers in standard chat on all three Pro tiers, Business and Enterprise. Plus includes Astra in ChatGPT Work and Codex, not in Chat, and Free and Go get no Astra at all (full breakdown)
- GPT-6 Sol and GPT-6 Luna shipped on 22 September 2026 into ChatGPT Work and Codex on paid plans, with GPT-6 Luna reaching Free and Go in the desktop app as it rolls out; OpenAI’s documentation says neither is available in Chat (what changed)
- Ordinary chat still answers on GPT-5.6: GPT-5.6 Sol from Plus upwards, GPT-5.6 Luna on Free and Go, where the Think button also runs Luna rather than Sol
- GPT-5.5 retires on 14 October 2026 from ChatGPT, ChatGPT Work and Codex on every plan, including Business, Enterprise and Edu; the OpenAI API is not affected
- No existing plan price has changed: Free $0, Go $8, Plus $20, Pro $100, Pro $200, Business $25/user ($20 billed annually), Enterprise custom; OpenAI added Pro $500 on 29 September 2026 and the same day reopened Pro $200, paused to new sign-ups since 10 September, at a lower allowance for new subscribers
- OpenAI now publishes a context window for every tier: 27K on Free, 54K on Go and Plus and 128K on Pro for Instant, rising to 256K on Go and Plus and 400K on Pro for reasoning
- Free and Go show ads, in the US since February 2026 and across 31 European markets since August 24, 2026; OpenAI’s own price list attaches the line “This plan may include ads” to Go, and Plus and above stay ad-free
- Plus and Pro no longer switch from Instant to Thinking automatically since September 14, 2026; you pick the thinking level yourself, and the Higher intelligence setting is gone from the web
- Sora is shut down and no longer part of any plan: the app closed on April 26, 2026 and the API on September 24, 2026 (what happened to Sora)
- Custom GPTs are being retired across every plan and migrated to plugins, announced September 11, 2026 with no date yet
- Free and Go are no longer feature-free: both now get limited deep research, limited Codex and limited ChatGPT Work on the desktop app, where the old guides said neither tier had any
- API pricing per million tokens: GPT-6 Sol $2/$10, GPT-6 Luna $0.10/$0.50, GPT-6 Astra $10/$50, with GPT-5.6 Sol at $4/$20 on promotional pricing OpenAI says runs at least through November 21, 2026
ChatGPT Pricing Overview
Here is a quick snapshot of how ChatGPT’s subscriptions compare in 2026. Prices are in USD and reflect OpenAI’s official listings.
| Plan | Price | Model Access | Limits | Best For |
|---|---|---|---|---|
| Free | $0 | GPT-5.6 Luna in chat; GPT-6 Luna in the desktop app | Unlimited text chats, 27K context, ads in US and Europe, limited deep research and Codex | Casual users, trying ChatGPT |
| Go | $8/month | GPT-5.6 Luna in chat; GPT-6 Luna in the desktop app | Unlimited text chats, 54K context, higher file and image caps, ads in US and Europe | Budget upgrade from Free |
| Plus | $20/month | GPT-5.6 Sol in chat; GPT-6 Astra, Sol and Luna in Work and Codex | 54K instant and 256K reasoning context, expanded deep research, no GPT-6 Pro in chat | Regular individual use |
| Pro $100 | $100/month | GPT-6 Pro in chat, GPT-5.6 Sol Pro, full Plus suite | More usage than Plus, 128K instant and 400K reasoning context, maximum deep research | Heavy weekly users, Codex developers |
| Pro $200 | $200/month | GPT-6 Pro in chat, GPT-5.6 Sol Pro, every model | More usage than Pro $100 (lower for new subscribers since 29 September), 128K instant and 400K reasoning context, maximum deep research | Power users, researchers, parallel workloads |
| Pro $500 | $500/month | GPT-6 Pro in chat, GPT-5.6 Sol Pro, every model, Astra Ultrafast in Work and Codex | The highest Pro usage (25x Plus), 128K instant and 400K reasoning context, maximum deep research | The heaviest individual workloads |
| Business | $25/user/mo, Premium $125 (announced) | GPT-6 Pro in chat, every GPT-5.6 model | 2+ seats required, unlimited usage, SSO/admin controls | Teams (2+ users) |
| Enterprise | Custom | GPT-6 Pro in chat, subject to workspace permissions | ~150+ users, 128K+ context, SCIM, 24/7 SLA support | Large organizations |
If you just want to experiment, Free or Go will work, and both now include limited deep research and limited Codex rather than none at all. But if ChatGPT is part of your daily workflow, Plus quickly pays for itself in speed, features, and reliability. Free and Go both carry ads, including Sponsored Agents you can talk to.
ChatGPT pricing plans 2026 (Free $0, Go $8, Plus $20, Pro $100, Pro $200, Pro $500, Business $25, Enterprise custom)
Free Plan ($0)
Who it’s for: Light usage, curiosity, trying core features.
Not for: Heavy workloads, team rollouts, predictable performance.
The Free tier runs on GPT-5.6 Luna, and its unlimited text chats are now live rather than rolling out, subject to OpenAI’s abuse guardrails. Our roundup of the best free AI chatbot shows how that compares to free Claude, Gemini, and DeepSeek. The Think button works here too, but it runs GPT-5.6 Luna rather than Sol, so thinking longer does not buy you the flagship. You get chat history, voice, image generation, file uploads and data analysis at limited rates, projects, search and study mode.
The tradeoff is real, though. Free users see ads at the bottom of responses (rolled out in the US in February 2026, extended to 31 European markets on August 24, 2026, and bought through OpenAI’s self-serve Ads Manager since May 5, 2026) and get responses that are explicitly limited on bandwidth and availability. The context window is 27K on Instant, about twelve pages of input, against 54K on Go and Plus. What Free does get, and older guides say it does not, is limited deep research, limited Codex and limited ChatGPT Work in the desktop app. What it does not get is the flagship: GPT-5.6 Sol stays behind a paid plan, GPT-6 Astra is listed as No for Free on OpenAI’s own plan matrix, and Codex on Free reaches GPT-5.6 Terra, with GPT-6 Luna arriving in the desktop app as it rolls out.
Two things are on the way out on this tier as well as the paid ones. GPT-5.5 disappears from ChatGPT, ChatGPT Work and Codex on 14 October 2026, and OpenAI announced on September 11, 2026 that custom GPTs will be retired across plans and migrated to plugins, without naming a date. If you built a GPT you rely on, note who created it and who needs access before the migration opens.
ChatGPT Go ($8/month)
Who it’s for: Users who want a budget paid option that’s more capable than Free.
Not for: People who need the full feature set (Plus or above).
ChatGPT Go launched in India at roughly $4-5/month in August 2025, then went global on January 15, 2026 at $8/month. It is now available in approximately 98 countries with localized pricing in some markets. Go is the cheapest official ChatGPT tier, but it is not the only way to cut the bill, so check every way to save on AI in 2026.
Go runs on the same GPT-5.6 Luna default as Free, and both tiers have unlimited text chats, so the message count is no longer what separates them. What Go buys is headroom: the context window doubles to 54K on Instant and 256K on reasoning, matching Plus, and file uploads, image generation, data analysis and memory all move from limited to a full allowance. Scheduled tasks are a Go feature that Free does not have at all.
The main downside is that Go sits below the model cutoff. GPT-5.6 Sol starts at Plus, GPT-6 Astra is listed as No for Go, and deep research and Codex are both marked limited rather than included. Go also still shows ads: OpenAI’s price list attaches the line “This plan may include ads” to this tier and to Free, and drops it from Plus upwards. Through Work and Codex, Go reaches GPT-5.6 Terra, with GPT-6 Luna coming to the desktop app as it rolls out.
ChatGPT Plus ($20/month)
Who it’s for: Individuals who use ChatGPT frequently for writing, coding, research, and analysis.
Not for: Teams needing admin controls and shared workspaces.
ChatGPT Plus remains the most popular paid plan at $20/month (monthly billing only, no annual option). It is the first tier that removes ads entirely and gives you access to the full feature set most people actually want.
Plus is the first tier that includes GPT-5.6 Sol, which powers Instant, Medium and High here rather than sitting behind a separate picker. The reasoning context window is 256K, roughly 320 pages of input, against 54K on Instant. The part to get right is GPT-6 Astra: Plus includes it in ChatGPT Work and Codex, and not in Chat. GPT-6 Pro, the Astra-powered option in the model picker, starts at Pro $100. Since September 14, 2026, Plus and Pro also no longer switch from Instant to Thinking automatically, and asking ChatGPT to “think harder” will not do it for you: you choose the level.
What Plus adds over Go:
- GPT-5.6 Sol in standard chat, at the Instant, Medium and High thinking levels
- GPT-6 Astra, GPT-6 Sol and GPT-6 Luna in ChatGPT Work and Codex, on desktop, web and mobile
- Expanded deep research, where Free and Go get a limited allowance
- Codex on the web, in the CLI, in the IDE extension and on iOS, with cloud code review and Slack
- Expanded memory and context, at 54K on Instant and 256K on reasoning
- Canvas for collaborative editing of writing and code
- Advanced Voice Mode, with up to three hours a day on GPT-Live-1
- Fast response times instead of Free and Go’s “limited on bandwidth and availability”
- No ads
For most individual users, Plus hits the sweet spot between cost and capability.
ChatGPT Pro $100 ($100/month)
Who it’s for: Heavy weekly users and Codex developers who regularly hit Plus limits but do not need the full $200 tier.
Not for: Casual users (Plus is still better value) or teams running continuous parallel workloads (Pro $200 and Pro $500 have more usage).
OpenAI launched the Pro $100 tier on April 9, 2026, slotting a new option between Plus at $20 and the existing Pro plan at $200. It directly targets Anthropic’s Claude Max, which has sat at the same $100/month price point for more than a year.
Pro $100 gives you the same model suite as Pro $200. That is now the point of the tier: it is the cheapest way to get GPT-6 Pro in standard chat, alongside the GPT-5.6 Sol Pro variant and unlimited GPT-5.6 Sol. OpenAI’s help centre now lists three Pro tiers and says the difference is allowance: Pro $200 includes more usage than Pro $100, and Pro $500 the most, with Astra Ultrafast on top. Until late September it put the first two at 5x and 20x Plus; it no longer publishes multiples for them, while its DevDay announcement puts Pro $500 at 25 times the Plus allowance.
What Pro $100 adds over Plus:
- More usage than Plus across advanced tools and models
- GPT-6 Pro in standard chat, powered by GPT-6 Astra, which Plus does not get
- GPT-5.6 Sol Pro access (previously $200-only, now available from $100)
- 128K Instant and 400K reasoning context, against 54K and 256K on Plus
- Up to 15 hours a day of voice on GPT-Live-1, against three hours on Plus
- Access to the ChatGPT Personal Finance preview (US only) for connecting bank accounts via Plaid and asking grounded questions about spending, investments, and budgets
- Everything in Plus (deep research, Codex, ChatGPT Work, Canvas, Advanced Voice)
The math is simple. If you are bumping into Plus caps but never come close to the $200 plan’s ceiling, Pro $100 fills the gap that used to force users to either jump 10x in price or live with throttling.
ChatGPT Pro $200 ($200/month)
Who it’s for: Heavy users, developers, researchers, analysts who live inside ChatGPT for code, data, and reasoning, often running parallel workflows.
Not for: Casual or moderate users (Plus or Pro $100 are better value if you don’t hit limits).
Pro $200 used to be the top of the range; since 29 September, Pro $500 sits above it. At $200/month you get more usage than Pro $100 on the same model suite, which means GPT-6 Pro in standard chat and GPT-5.6 Sol Pro for long-running work. The models are identical to the $100 tier; what you are buying is allowance, and how much depends on when you joined. OpenAI paused new sign-ups and upgrades on 10 September 2026 and reopened them on 29 September, but new Pro $200 subscriptions now get a lower allowance than before. Subscribers who already had the plan keep their previous allowance through 29 October 2026, then move to the new one at the same $200 price.
What Pro $200 adds over Pro $100:
- More usage than Pro $100 for continuous, parallel workflows, though less than before for new subscribers
- Unlimited voice on GPT-Live-1, where Pro $100 caps at 15 hours a day
- Same access to the Personal Finance preview (US only) as Pro $100, connecting up to 12,000+ banks via Plaid for in-chat spending and investment analysis
- Priority email support
Pro $200 only makes sense if you consistently burn through Pro $100’s ceiling or run several demanding workflows in parallel. For everyone else, the $100 tier absorbs most of the value, and the heaviest users now have Pro $500 above it.
ChatGPT Pro $500 ($500/month)
Who it’s for: Individuals who run ChatGPT Work and Codex hard enough to exhaust Pro $200, and anyone who wants GPT-6 Astra at its fastest.
Not for: Almost everyone else (Pro $100 or Pro $200 carry the same models for less).
OpenAI added Pro $500 on 29 September 2026 as its highest-usage Pro tier. It has the same model suite as the other two, GPT-6 Pro in standard chat and GPT-5.6 Sol Pro, plus the most included usage, which OpenAI puts at 25 times the Plus allowance, and Astra Ultrafast, a faster service tier for GPT-6 Astra in ChatGPT Work and Codex that no other Pro tier unlocks, even with purchased credits. Ultrafast uses your included allowance first and then your credit balance. At launch, Pro $500 is sold through ChatGPT on the web.
ChatGPT Business ($25/user/month)
Who it’s for: Teams that want collaboration, governance, and usage visibility without going full Enterprise.
Not for: Solo users (requires 2+ seats), or organizations with strict compliance/SSO needs (go Enterprise).
ChatGPT Business (previously called Team) costs $25/user/month, or $20/user/month billed annually, for a standard seat. It includes everything in Plus, with team-oriented features on top.
Business adds:
- Shared workspace and team projects
- Admin controls with SAML/SSO and role-based access
- Company knowledge integration (Slack, Google Drive, SharePoint, GitHub)
- 60+ app integrations
- GPT-6 Pro in standard chat plus the full GPT-5.6 line, subject to workspace model permissions
- SOC 2 Type 2, ISO 27001/27017/27018 compliance
- Data protection: workspace data is not used for model training by default
Premium seats, announced 10 August 2026: OpenAI is adding a second seat type to Business at $125/user/month, or $100/user/month billed annually. It is the same workspace rather than a separate subscription, and admins can mix Standard and Premium seats across one team, reassigning them as needs change.
- 5x more usage than a standard seat
- No five-hour usage limit, the cap that cuts off long Codex and agent runs mid-task
- Predictable weekly usage resets
- Overflow handled through shared workspace credits managed by the workspace owner
Access is by waitlist. OpenAI’s announcement is titled “Premium seats are coming to ChatGPT Business” and says some customers may get early access “before Premium becomes generally available”, and the public ChatGPT pricing page still did not list the tier as of 20 August 2026. Treat $125 as announced pricing rather than a plan you can buy today. It is also worth knowing that Claude Team Premium carries the identical $125/seat monthly and $100/seat annual rate, so the two now sit seat for seat.
ChatGPT Enterprise (Custom Pricing)
Who it’s for: Large organizations that need enterprise-grade security, SSO/SCIM, centralized admin, and support at scale.
Not for: Individuals or small teams.
Enterprise is custom-priced and requires approximately 150+ users. It includes everything in Business plus SCIM provisioning, domain verification, custom data retention policies, data residency in ten regions, dedicated AI advisors, and 24/7 priority support with SLAs. No enterprise data is used for model training. GPT-6 Pro, GPT-5.6 Sol and Sol Pro are included at no additional cost, though Enterprise access also depends on which models your workspace administrator has enabled.
OpenAI API (Pay-as-You-Go)
Who it’s for: Developers integrating ChatGPT models into apps, websites, or automation workflows.
Not for: Everyday users who only need ChatGPT’s chat interface.
The OpenAI API lets you call the same models programmatically using HTTP requests. Unlike subscriptions, API billing is pay-per-token. Every request and response consumes “tokens” (roughly 3-4 characters each), with prices varying by model.
Current API pricing (per million tokens, standard tier, short context):
| Model | Input | Output |
|---|---|---|
| GPT-6 Astra | $10.00 | $50.00 |
| GPT-6 Sol | $2.00 | $10.00 |
| GPT-6 Luna | $0.10 | $0.50 |
| GPT-5.6 Sol | $4.00 | $20.00 |
| GPT-5.6 Terra | $2.00 | $12.00 |
| GPT-5.6 Luna | $0.20 | $1.20 |
| GPT-5.5 (standard) | $5.00 | $30.00 |
| GPT-5.4 | $2.50 | $15.00 |
The whole GPT-6 line is live on the API, and it is where the real price move happened. GPT-6 Sol at $2/$10 costs half what GPT-5.6 Sol does at $4/$20, and GPT-6 Luna at $0.10/$0.50 halves the older Luna again. GPT-6 Astra sits at $10/$50, five times GPT-6 Sol, and its long-context rate doubles that again to $20/$75; Sol and Luna have long-context rates of their own at $4/$15 and $0.20/$0.75. GPT-5.6 Sol’s $4/$20 is promotional pricing that OpenAI now says runs at least through November 21, 2026, rather than the “about three months” it said in August. Current rates are published on OpenAI’s API pricing page. API access is billed separately and is not included with any ChatGPT subscription, and the GPT-5.5 retirement on 14 October 2026 does not apply to it.
ChatGPT Plan Comparison Table
| Feature | Free | Go | Plus | Pro $100 | Pro $200 | Pro $500 | Business |
|---|---|---|---|---|---|---|---|
| Price | $0 | $8/mo | $20/mo | $100/mo | $200/mo | $500/mo | $25/user/mo |
| Usage vs Plus | N/A | N/A | 1x | More | More than Pro $100 | 25x | Unlimited |
| Everyday default model | GPT-5.6 Luna, unlimited text | GPT-5.6 Luna, unlimited text | GPT-5.6 Sol on Instant | GPT-5.6 Sol on Instant | GPT-5.6 Sol on Instant | GPT-5.6 Sol on Instant | GPT-5.6 Sol on Instant |
| GPT-5.6 Sol | No | No | Yes | Unlimited | Unlimited | Unlimited | Unlimited |
| GPT-5.6 Sol Pro | No | No | No | Yes | Yes | Yes | No |
| GPT-6 Pro (Astra) in chat | No | No | No | Yes | Yes | Yes | Yes |
| Deep research | Limited | Limited | Expanded | Maximum | Maximum | Maximum | Included |
| GPT-6 Astra in Work and Codex | No | No | Yes | Yes | Yes | Yes, plus Astra Ultrafast | Yes |
| Codex | Limited | Limited | Yes | Yes, no 5-hour limit | Yes, no 5-hour limit | Yes, no 5-hour limit | Yes |
| ChatGPT Work | Limited (desktop app) | Limited (desktop app) | Desktop, web, mobile | Desktop, web, mobile | Desktop, web, mobile | Desktop, web, mobile | Desktop, web, mobile |
| Personal Finance (US preview) | No | No | No | Yes | Yes | Yes | No (planned) |
| Agent Mode | No | No | Yes | Yes | Yes | Yes | Yes |
| Context window (Instant / reasoning) | 27K / varies | 54K / 256K | 54K / 256K | 128K / 400K | 128K / 400K | 128K / 400K | Extended |
| Ads | Yes (US and Europe) | Yes (US and Europe) | No | No | No | No | No |
| Admin Controls | No | No | No | No | No | No | Yes |
| Data Training Opt-out | Manual | Manual | Manual | Manual | Manual | Manual | Default off |
Alternatives to ChatGPT
The AI assistant market has expanded well beyond OpenAI, giving you more options depending on how you work and what you need. ChatGPT Plus itself has no public free trial, but other Pro tiers do; see our AI free trials master list. For a head-to-head look at the two most-searched assistants, see our full DeepSeek vs ChatGPT comparison.
- Fello AI bundles ChatGPT, Claude, Gemini, Grok, and DeepSeek into a single native app for Mac, iPhone, and iPad. At $9.99/month, one price gives you access to every top model without juggling separate subscriptions. It supports image generation, thinking mode, and web search while keeping data private. With a 4.7-star rating and 25,000+ reviews, it is a practical option for anyone who wants AI flexibility without paying for multiple services.
- Claude (Anthropic) is known for structured reasoning, long-context analysis, and strong performance on coding and writing tasks. Claude Pro costs $20/month, matching ChatGPT Plus in price.
- Gemini (Google) connects deeply with Google Workspace (Docs, Sheets, Gmail) and handles text, images, and video with strong multimodal features. Google AI Pro starts at $19.99/month.
- Microsoft Copilot integrates directly into Word, Excel, and Teams, making it ideal for businesses inside the Microsoft 365 ecosystem.
- Open-source models (LLaMA, Mistral, etc.) offer full control and transparency but require technical setup, self-hosting, and hardware resources.
- EcoGPT is a tree-planting AI chatbot from a Delaware Public Benefit Corporation that runs small open-source models on Google Cloud servers in Finland and, according to its website, funds a tree for every 200 prompts. It is free with ads, and the ad-free Pro plan runs $10/month on the US web, half the price of ChatGPT Plus.
For users who want access to several of these models in one unified Apple-native app, Fello AI provides a simple way to use them all together without switching platforms.
How to Choose the Right ChatGPT Plan
Picking the right plan depends on how often you use ChatGPT, what you use it for, and whether you work alone or in a team.
Free or Go work for casual or occasional use. Free lets you test the interface with uncapped text chats, while Go at $8/month lifts the file, image, and voice allowances that stay capped on Free. If you are a student, freelancer, or occasional user, Go is the smartest budget pick.
Plus is the best value for most individual users. It is consistent, fast, ad-free, and includes GPT-5.6 Sol in chat plus GPT-6 Astra in Work and Codex. If you use ChatGPT a few times a day for writing, coding, studying, or research, Plus is enough. The one thing $20 does not buy is GPT-6 Pro in ordinary chat, which starts at $100.
Pro $100 is the middle-ground tier launched April 9, 2026, and since September it is also the entry price for GPT-6 Pro in standard chat. If you hit Plus caps regularly but never burn through a $200 plan, it gives you that model, GPT-5.6 Sol Pro, and a Pro allowance at half the price of Pro $200.
Pro $200 only makes sense if you live inside ChatGPT. Developers, researchers, or analysts who blow through Pro $100’s ceiling or run parallel workflows will benefit from the larger allowance, and the heaviest users can go to Pro $500 for the most usage and Astra Ultrafast. For everyone else, the Pro $100 tier covers the same model suite at half the price. Pro $200 has been open to new sign-ups again since 29 September, at a lower allowance than existing subscribers have.
Business adds real team advantages with shared workspaces, admin tools, SSO, and usage visibility. For organizations needing compliance, data residency, and security governance at scale, Enterprise is the route to take.
Quick decision guide:
- Free / Go = casual or occasional use
- Plus = frequent personal use, first tier with GPT-5.6 Sol and with Astra in Work and Codex
- Pro $100 = heavy weekly use, Codex-first developers, Claude Max switchers, first tier with GPT-6 Pro in chat
- Pro $200 = professional or technical workloads at scale, parallel agents
- Pro $500 = the most usage, Astra Ultrafast in Work and Codex
- Business / Enterprise = collaboration, governance, and security
Unless you rely on ChatGPT daily for income-generating work, you don’t need any Pro tier or Enterprise. For most people, Plus is the right balance of cost and capability. And if you want to try multiple AI models side by side, Fello AI gives you access to all of them for $9.99/month, a fraction of what a single Pro $100 subscription costs.
Whatever plan you choose, our guide on how to use ChatGPT effectively helps you get more value from it.
Frequently Asked Questions
Can ChatGPT connect to my bank account?
Yes, on the Pro plans only. ChatGPT’s Personal Finance feature launched on May 15, 2026 as a US-only preview for Pro subscribers, using Plaid to link more than 12,000 financial institutions including Chase, Schwab, Fidelity, Robinhood, American Express, and Capital One. ChatGPT can read balances, transactions, investments, and liabilities, but it cannot see full account numbers or make changes to your accounts. The feature is available on the web and iOS, and OpenAI says it plans to extend it to Plus users after the preview.
Do the Free and Go plans include Codex?
Partly, and OpenAI’s wording has tightened since the May 14, 2026 preview. Free and Go are now listed as having limited Codex access rather than none, and the models they reach there are GPT-5.6 Terra and, as it rolls out, GPT-6 Luna in the desktop app. Codex proper, on the web, in the CLI, in the IDE extension and on iOS with cloud code review, starts at Plus, which runs it on GPT-6 Sol and GPT-6 Luna, with larger allowances on the three Pro tiers, none of which currently has a five-hour Codex limit.
Which ChatGPT plans include GPT-5.6?
GPT-5.6 Sol is available to Plus ($20/month), every Pro tier, Business, and Enterprise users in standard ChatGPT chat, where it powers the Instant, Medium and High thinking levels. GPT-5.6 Sol Pro, the higher-accuracy variant, is reserved for the Pro tiers and Enterprise. Free and Go users do not get GPT-5.6 Sol at all: their default is GPT-5.6 Luna, which also powers their Think button, and Codex on those tiers reaches GPT-5.6 Terra. One date to diarise: GPT-5.5 retires from ChatGPT, ChatGPT Work and Codex on every plan on 14 October 2026, so any saved setting or scheduled task still pointing at it needs moving to GPT-6 Sol, or to GPT-6 Luna on Free and Go.
Will GPT-6 Astra cost extra?
No, and no plan price changed when it arrived. GPT-6 Astra launched on September 3, 2026 and reached paying subscribers the next day. What differs is where you get it: as GPT-6 Pro in standard chat on every Pro tier, Business and Enterprise, and in ChatGPT Work and Codex only on Plus. Free and Go get no Astra. On the API, billed per token rather than per month, Astra costs $10 input / $50 output per million tokens, five times GPT-6 Sol. Our GPT-6 Astra breakdown covers the rollout and the benchmarks.
Is there a yearly plan for Plus or Pro?
No. Plus ($20), Pro $100, Pro $200 and Pro $500 are all monthly-only. The Business plan supports annual billing at $20 per user per month (or $25 if billed monthly). You can view the details in the ChatGPT Help Center.
What’s the difference between Pro $100 and Pro $200?
Both tiers include the exact same model suite, GPT-6 Pro and GPT-5.6 Sol Pro included, which OpenAI states outright in its help centre. The only substantive difference is usage allowance: OpenAI says Pro $200 includes more than Pro $100, and Pro $500 the most. It stopped publishing multiples for those two when it lowered the allowance for new Pro $200 subscriptions on 29 September; before that it put them at 5x and 20x Plus. Pro $500 is the one tier with a published figure, 25 times the Plus allowance. Voice is the clearest illustration, at up to 15 hours a day on the $100 tier against unlimited on the $200 one. You can switch between tiers in Settings, and billing adjusts automatically. Pro $200 was closed to new sign-ups and upgrades from 10 to 29 September 2026 and is open again.
Can I cancel anytime?
Yes. You can cancel anytime in Settings → Account → Subscription. Access remains active until the end of your billing cycle. Step-by-step instructions are available in the Help Center’s cancellation guide.
Is API access included with Plus, Pro, or Business?
No. API usage is billed separately on a pay-per-token basis, and the GPT-6 line is the cheap one: GPT-6 Sol at $2 input / $10 output per million tokens, GPT-6 Luna at $0.10 / $0.50 and GPT-6 Astra at $10 / $50. The older GPT-5.6 models still cost more, with Sol at $4/$20 on promotional pricing OpenAI says runs at least through November 21, 2026. You can check current rates on the OpenAI API pricing page.
What’s the difference between Go and Plus?
Go is a cheaper plan available in select countries, offering more usage than Free but fewer models than Plus. Plus is the first tier that includes GPT-5.6 Sol in chat and GPT-6 Astra in Work and Codex, and the first that removes ads entirely. Their context windows are identical at 54K and 256K, so what you pay the extra $12 for is models and allowances, not room to work.
What do the Pro plans actually add?
All three Pro tiers add GPT-6 Pro in standard chat, GPT-5.6 Sol Pro, a 128K Instant and 400K reasoning context window, and every advanced feature in Plus at much higher limits. Pro $100 suits heavy weekly users, Pro $200 developers running parallel workflows, and Pro $500, the highest-usage tier, adds Astra Ultrafast in ChatGPT Work and Codex.
How does Business pricing work for growing teams?
Business is billed per user, starting at two seats. $20 per user per month billed annually, or $25 per user per month billed monthly. It includes shared workspaces, admin tools, centralized billing, and GPT-6 Pro alongside the GPT-5.6 line, subject to the model permissions your workspace administrator sets. Admins can adjust seats anytime in the organization settings.
Does ChatGPT use my data for training?
Data policies vary by plan. Free and Plus users can opt out of data training in Settings → Data Controls. Business and Enterprise plans include enhanced privacy and do not use conversation data for model training.
I don’t see the Go plan in my account. Why?
Go is still being rolled out gradually. If it’s not visible under Upgrade Plan, it isn’t available in your country yet. OpenAI says more regions will be added over time.
Do I get voice, images, and file uploads on Plus?
Yes. Plus includes voice conversations, image generation, and file uploads, though usage may vary depending on demand and region.
Can we pay annually for Enterprise?
Yes, but Enterprise pricing is custom. Annual and multi-year contracts are common and must be arranged through the OpenAI sales team.
Is there student pricing?
Student discounts appear occasionally through limited promotions. You can check for updates in the ChatGPT Plus student discount page.
What’s the best ChatGPT alternative?
Each assistant has its strengths. Claude for structured writing, Gemini for Google integration, and Copilot for Microsoft 365 users. If you want to access several top models in one place, Fello AI for Mac, iPhone, and iPad lets you switch between ChatGPT, Claude, Gemini, Grok, and DeepSeek in a single native app with on-device privacy and flexible subscriptions.
